A direct revenue-based financing lender. We service every deal in-house and partner with capital that wants exposure to the asset class without the marketplace markup.
Allocate alongside our principals into a vetted, in-house-serviced book of revenue-based advances. Public framework, private specifics on a call.
See the framework →$25K to $500K in working capital, structured against your revenue. Decisions in 24 hours, direct from our underwriting desk.
Apply for funding →Direct submission portal, competitive commission, named partner manager. We renew the merchants you send.
Become a partner →We deploy our own capital and make every credit decision in-house. Merchants get a real lender on the other end of the deal, not a marketplace routing the file. Capital partners get clean economics, with no fund-of-funds layer between you and the underlying paper.
We turn down most of what hits our desk. The deals we write are the deals we want on our balance sheet, and on yours. No volume targets pulling the floor down.
Real principals, real operating address, real phone. Every collection conversation, every modification, every renewal happens inside the company. No outsourced call centers.
The businesses that keep the economy running. We've funded thousands of operators across these industries — and counting.
Don't see your industry? We fund across many other categories. Apply and we'll tell you in 24 hours.
Five-minute application. We review the last three months of bank statements. Soft-pull only — no hit to your credit.
Decision within 24 hours on most files. Term sheet with the factor rate, total payback, remittance schedule, and any conditions.
Sign the agreement, complete a quick verification call, and receive funds the same or next business day.
No bots. No callback queues. Pick up the phone, dial us, and you'll get a LendPoint funding advisor who can walk through your situation, tell you straight whether revenue-based financing fits your business, and answer anything that didn't make sense on the page.
If MCA isn't right for you, we'll say so. We'd rather pass than fund the wrong deal.
A real funding advisor responds within one business day. Soft-pull only when you apply — no hit to your credit.
The math, the tradeoffs, when it fits, when it doesn't.
How the math works, what it costs, and how it compares to a bank loan.
Read →An honest look at the use cases that fit and the ones that don't.
Read →Inside how we read three months of business bank statements.
Read →Whichever door you came through, we're glad you're here.
