About LendPoint

A direct funder, built by operators.

LendPoint deploys capital into small businesses across the United States. We service every deal in-house and partner with capital that values discipline over volume.

LendPoint operations
Why we built LendPoint

How we got here.

The revenue-based financing industry has a credibility problem. Too many shops chase volume at the expense of underwriting. Too many merchants get terms they can't realistically repay. Too many capital partners get exposure to portfolios they can't actually see.

LendPoint exists to do the opposite. We say no to most of what hits our desk. We service every deal in the same building where we wrote it. We publish our framework so the people we work with — merchants, ISOs, capital partners — know what they're getting before the conversation starts.

That's the bet: discipline, transparency, in-house operations. We think the best operators in this category will recognize it and want to work with us. That's who we built this for.

What we believe

Three things we hold to.

01

Underwriting is the only edge.

There are no clever financial structures that turn a bad deal into a good one. Disciplined origination is the difference between a healthy book and a distressed one.

02

Servicing earns the renewal.

Most of our merchants come back. The reason is the same conversation that starts the relationship: pick up the phone, communicate early, work with people instead of around them.

03

Transparency builds the long-term partnership.

With merchants, ISOs, and capital partners. Real numbers. Real names. Real outcomes. The ones who want this respect it. The ones who don't go elsewhere. That's by design.

Where we are

Find us.

Lend Point LLC is a Delaware-organized entity, registered at 8 The Green, Suite B, Dover, DE 19901. Our operating teams are based in Miami, FL and Red Bank, NJ.

LendPoint Miami, FL  ·  Red Bank, NJ
Legal: 8 The Green, Suite B, Dover, DE 19901
(302) 408-7941
Three ways in

How to work with us.

Need funding for your business?

Apply in five minutes. Decision in 24 hours.

Funding →

Run a brokerage or referral shop?

Become an ISO partner. Direct submission, named manager, renewal commission.

ISO program →

Allocating capital?

Partner with us. Public framework, private specifics.

Capital partners →