LendPoint deploys capital into small businesses across the United States. We service every deal in-house and partner with capital that values discipline over volume.
The revenue-based financing industry has a credibility problem. Too many shops chase volume at the expense of underwriting. Too many merchants get terms they can't realistically repay. Too many capital partners get exposure to portfolios they can't actually see.
LendPoint exists to do the opposite. We say no to most of what hits our desk. We service every deal in the same building where we wrote it. We publish our framework so the people we work with — merchants, ISOs, capital partners — know what they're getting before the conversation starts.
That's the bet: discipline, transparency, in-house operations. We think the best operators in this category will recognize it and want to work with us. That's who we built this for.
There are no clever financial structures that turn a bad deal into a good one. Disciplined origination is the difference between a healthy book and a distressed one.
Most of our merchants come back. The reason is the same conversation that starts the relationship: pick up the phone, communicate early, work with people instead of around them.
With merchants, ISOs, and capital partners. Real numbers. Real names. Real outcomes. The ones who want this respect it. The ones who don't go elsewhere. That's by design.
Lend Point LLC is a Delaware-organized entity, registered at 8 The Green, Suite B, Dover, DE 19901. Our operating teams are based in Miami, FL and Red Bank, NJ.
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