Equipment replacements, location buildouts, seasonal staffing, marketing pushes. Funding structured against your daily revenue, decision in 24 hours.
Restaurants are one of LendPoint's deepest verticals. We understand the daily-deposit pattern, the seasonal cycles, the labor cost shifts, the equipment failure timing. We don't underwrite restaurants from a textbook — we underwrite them from hundreds of files.
Walk-in goes down. Hood system fails inspection. Espresso machine dies on a Friday night.
Buildout funding for a second location, before bank financing closes.
Cash-up before the busy season. Staff, stock, market. Pay back as the season lands.
Limited-time investments with measurable upside.
| Advance amount | $15K – $500K |
| Term | 4 – 15 months |
| Factor | 1.30 – 1.42 |
| Remittance | Daily ACH from operating account |
Five-minute application. Decision in 24 hours. Soft credit pull only.