Restaurant
Industries — Restaurants

Working capital for restaurants.

Equipment replacements, location buildouts, seasonal staffing, marketing pushes. Funding structured against your daily revenue, decision in 24 hours.

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Why we fund restaurants well

We've seen the patterns.

Restaurants are one of LendPoint's deepest verticals. We understand the daily-deposit pattern, the seasonal cycles, the labor cost shifts, the equipment failure timing. We don't underwrite restaurants from a textbook — we underwrite them from hundreds of files.

Common use cases

What we typically fund.

Equipment replacement.

Walk-in goes down. Hood system fails inspection. Espresso machine dies on a Friday night.

Location buildout.

Buildout funding for a second location, before bank financing closes.

Seasonal staffing & inventory.

Cash-up before the busy season. Staff, stock, market. Pay back as the season lands.

Marketing & renovations.

Limited-time investments with measurable upside.

Typical deal shape

What restaurant deals look like.

Advance amount$15K – $500K
Term4 – 15 months
Factor1.30 – 1.42
RemittanceDaily ACH from operating account

Ready to apply?

Five-minute application. Decision in 24 hours. Soft credit pull only.