ISO Partner Program

Submit deals to a direct funder.

Competitive commission, fast turnaround, a named partner manager, and renewals on the merchants you send. We're here for the long-term ISO relationship.

ISO partner program
Why submit to LendPoint

What ISOs get from us.

Direct funder.

We deploy our own capital. No layered approval chain, no marketplace mystery. The decision-maker is in-house.

Fast decisioning.

Most files get a decision within 24 hours of complete submission.

Renewal commission.

You get paid on the renewal too. We renew most performing merchants — when we do, your commission reflects that.

Named partner manager.

Every partner gets one person who owns your relationship. Not a queue, not a generic submissions inbox.

Submission portal.

Real-time deal status, document upload, decision notes, and commission tracking. No black box.

How it works

From submission to funded.

Submit.

Upload via the portal: 3 months of bank statements, application, ID.

Review.

Same-day acknowledgment. Underwriting opens within hours.

Decision.

24 hours on most files. Term sheet to your inbox.

Sign.

Merchant signs and completes verification call. You're cc'd.

Paid.

Merchant funded, your commission paid out per agreement.

What we approve

Files we underwrite well.

Strong fits:

  • 12+ months in business
  • $15K+ in monthly bank deposits
  • 580+ owner FICO
  • Restaurants and food service, healthcare, retail and e-commerce, manufacturing, auto repair, specialty trades (HVAC, electrical, plumbing), landscaping, wholesale, professional services
  • Clean ownership history, willing to communicate

Files we'll usually pass on:

  • Less than 6 months in business
  • 3+ active stacked advances
  • Restricted industries: cannabis, firearms, adult, MLM, debt-relief services, payday lending, auto-title lending
  • Owner with active bankruptcy or unresolved prior MCA defaults
  • Bank statements showing operations are funded by new advances rather than revenue

If you're not sure whether a deal fits, send it. We'd rather pass quickly than waste your time chasing.

Apply

Become a partner.

Two-minute form. We'll respond within one business day with next steps.

FAQ

Questions ISOs ask us.

Are you really a direct funder?

Yes. We deploy our own capital and have a small set of syndicate capital partners. Every approval comes from our underwriting desk.

Do you back-door my merchants?

No. We honor exclusivity for the deal you submitted. Renewals route to you. Cross-sells to other LendPoint products go through you. Period.

How fast is "fast"?

24 hours from a complete file is typical. Same-day decisions on clean files when needed.

What's your commission philosophy?

Pay competitively, pay fast, pay clearly. The grid is the grid. No special back-end deductions.

Can I co-fund or syndicate alongside you?

Some volume partners participate in syndicated allocations. Talk to your partner manager.